Dream Wired
No Result
View All Result
  • Home
  • Celebrity
  • DramaAlert
  • Gossip
  • Movie
  • TV
  • Music
  • Comics
  • Shop
  • Home
  • Celebrity
  • DramaAlert
  • Gossip
  • Movie
  • TV
  • Music
  • Comics
  • Shop
No Result
View All Result
Dream Wired
No Result
View All Result
Home Celebrity

Here’s How To Avoid The Financial Trappings Of This Holiday Shopping Season – Essence

rmtsa by rmtsa
November 28, 2024
in Celebrity
0
Here’s How To Avoid The Financial Trappings Of This Holiday Shopping Season – Essence
74
SHARES
1.2k
VIEWS
Share on FacebookShare on Twitter


You might also like

Angel Reese Stuns Alongside Idris Elba At New York Film Festival

Couple-Care: Chaya + Braxton Cook – Essence

Cardi B And Nicki Minaj’s Album Feud Gets Ugly

Black Friday Sale concept. Black Friday Sale text on black banner on a shopping cart with colorful shopping bags.

The holiday season is a time to snag some high-ticket items for a bargain prices, but even the biggest discounts can cause debt if not careful.

According to a CNBC report shoppers spent nearly $1,000 on their friends and family in 201, and 29% of shoppers who used their credit cards for their purchases — or more than 35 million people — are still paying off those purchases. Michael Hershfield, founder & CEO of Accrue Savings, a company that helps create savings plans with retailers instead of them using buy now pay later plans.

Choose your payment method wisely.

“Many offerings such as retail credit cards, and BNPL, encourage excessive spending, negatively impacting consumer credit card debt. This makes it crucial that consumers are thoughtful with their purchases and utilize payment methods with low debt risk.”

Make a shopping list and stick to it.

“Write down specific items you plan to purchase, and stick to the list to avoid impulsive buying. This will ultimately help you stick to your budget and avoid overspending.”

Limit your credit usage.

“Using a credit card is one of the easiest ways to spend money you don’t have. Instead, use a debit card or cash for your purchases to help keep better track of the money you’re spending.”

Research and compare prices.

“Take the time to do your research and compare prices to ensure you’re getting the best deals on your purchases. Starting with online shopping before heading in-store can be a savvy approach. This will help you feel more confident with your purchasing decisions.”

Prioritize your purchases.

“Consider holding off on purchases that might be cutting it too close to your budget until Cyber Monday. This way, you can take advantage of potential discounts and make a more informed decision.”

Start saving now.

“Consider starting to put money away now, and only spend what you are able to save. This will help create a financial cushion for items you plan to purchase.”

Limit your screen-time.

“Consider limiting your screen-time on Black Friday and Cyber Monday. This will ultimately help you resist the temptation of purchasing unnecessary items that can lead to overspending. It can also be beneficial for your mental health.”



Source link

Tags: AvoidEssencefinancialHeresHolidaySeasonShoppingTrappings
Share30Tweet19
rmtsa

rmtsa

Recommended For You

Angel Reese Stuns Alongside Idris Elba At New York Film Festival

by rmtsa
October 3, 2025
0
Angel Reese Stuns Alongside Idris Elba At New York Film Festival

Source: Jason Mendez/Getty Images for Netflix All eyes were on WNBA star Angel Reese who stunned in a classic black Diotīma SS26 dress alongside Idris Elba at the...

Read more

Couple-Care: Chaya + Braxton Cook – Essence

by rmtsa
October 2, 2025
0
Couple-Care: Chaya + Braxton Cook – Essence

Courtesy of Lauren Desberg Couple-Care is a monthly series highlighting inspiring couples in our community. Each couple discusses how “couple-care” sustains their relationship, the self-care lessons they’ve learned...

Read more

Cardi B And Nicki Minaj’s Album Feud Gets Ugly

by rmtsa
October 2, 2025
0
Cardi B And Nicki Minaj’s Album Feud Gets Ugly

Source: Just when it seemed like the Cardi B and Nicki Minaj beef was well done and cooked, the Queens rapper decided to rehash her long-standing feud with...

Read more

adidas Originals Partners With Atlanta Fashion Week

by rmtsa
October 2, 2025
0
adidas Originals Partners With Atlanta Fashion Week

Seen on the stylish scene… Source: Atlanta Fashion Week / Atlanta Fashion Week adidas Originals is making a major move into Atlanta’s fashion landscape, officially partnering with Atlanta...

Read more

Taylor Russell Channels 1980s Whitney Houston At The Dior Show  – Essence

by rmtsa
October 1, 2025
0
Taylor Russell Channels 1980s Whitney Houston At The Dior Show  – Essence

Swan Gallet/WWD via Getty Images Taylor Russell is no stranger to short cuts. From her versatile bob to gamine pixie, the Bones and All actress has turned crop...

Read more
Next Post
Horny Holiday Netflix Movies ‘Hot Frosty, ‘Merry Gentlemen’ A Game-Changer, Sex Doc Says

Horny Holiday Netflix Movies 'Hot Frosty, 'Merry Gentlemen' A Game-Changer, Sex Doc Says

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Browse by Category

  • Celebrity
  • Comics
  • DramaAlert
  • Gossip
  • Movie
  • Music
  • TV
  • Uncategorized

CATEGORIES

  • Celebrity
  • Comics
  • DramaAlert
  • Gossip
  • Movie
  • Music
  • TV
  • Uncategorized
No Result
View All Result

Recent News

  • /r/movies Giveaway – 300+ Free Tickets to a Special Pre-Screening of ‘Bugonia’ on Wednesday 10/22 in NYC & LA (AMC Lincoln Square & AMC The Grove)
  • Donald Trump Adviser Says ICE Agents Will Be At Super Bowl
  • Angel Reese Stuns Alongside Idris Elba At New York Film Festival

Copyright © 2023 DramaWired.
DramaWired is a content aggregator and not responsible for the content of external sites.

No Result
View All Result
  • Home
  • Celebrity
  • DramaAlert
  • Gossip
  • Movie
  • TV
  • Music
  • Comics
  • Shop

Copyright © 2023 DramaWired.
DramaWired is a content aggregator and not responsible for the content of external sites.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In