With the 2026 midterm elections on the way, President Donald Trump is again slamming former President Joe Biden as he declares the “United States of America (USA) is the hottest and most successful country in the world” after claiming he dropped mortgage rates and will be enforcing a one-year 10% cap on credit card interest rates.
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On Friday (January 9), Trump took to Truth Social and announced a new law to help credit card holders. He wrote:
“Please be informed that we will no longer let the American Public be ‘ripped off’ by Credit Card Companies that are charging Interest Rates of 20 to 30%, and even more, which festered unimpeded during the Sleepy Joe Biden Administration. AFFORDABILITY! Effective January 20, 2026, 1, as President of the United States, am calling for a one year cap on Credit Card Interest Rates of 10%. Coincidentally, the January 20th date will coincide with the one year anniversary of the historic and very successful Trump Administration. Thank you for your attention to this matter. MAKE AMERICA GREAT AGAIN! PRESIDENT DONALD J. TRUMP.”
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Trump then boasted about dropping mortgage rates following Biden’s administration. He wrote:
“Mortgage Rates are NOW 5.7%! Mortgage costs were HUGE under Biden (around 8%). That’s why almost no young families could afford a home. With my focus on Housing Affordability, and after I authorized Fannie Mae and Freddie Mac to invest their cash, and BUY $200 Billion Dollars in Mortgage Bonds, Mortgage Rates moved down to 5.7%. This is GREAT news for American Families, and real cost relief. We are bringing Housing Costs DOWN, and putting Americans FIRST!”
On Saturday (January 10), President Trump then declared that the USA is the best country in the world. He wrote, “The United States of America is the Hottest and most Successful Country anywhere in the WORLD!!! President DJT.”
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